Shareholders Service Group ("SSG") is a registered broker-dealer, and is not affiliated with any advisor whose name appear on this Web site. "Lotzer & Co., Inc." is independently owned and operated.  SSG neither endorses nor recommends any particular advisor or investment strategy. "Lotzer & Co., Inc." provides investment advisory services for your account. SSG has agreements with "Lotzer & Co., Inc." under which SSG provides "Lotzer & Co., Inc." with services related to your account.  SSG does not review the "Lotzer & Co., Inc." Web site, and makes no representation regarding the content of the Web site. The information contained in the "Lotzer & Co., Inc." Web site should not be considered to be either a recommendation by SSG or a solicitation of any offer to purchase or sell any securities.